Frequently Asked Questions

What types of procedures does Dentalcard cover?

Any dental related procedure or item.

Does it cost me anything to apply for financing or seek approval?

No. You can apply for financing or seek approval - there is no cost.

Can I repay before the end of the term?

Yes, there is no penalty for repayment. You can repay at any time.

How soon can I get approval for financing?

You can obtain approval for financing almost immediately. Many approvals are given while the patient is still at the dentist's office.

Can I borrow a portion of the amount of the procedure or purchase?

Yes, Dentalcard will pay directly to your dental service provider whatever portion you would like to borrow, be it the total cost of the procedure or a portion.

Do I have to put down a deposit to borrow?

No. It is up to you if you would like to pay your dental service provider a deposit. Dentalcard will finance the total cost of the procedure including your deposit, if required.

What if the dentist I am seeking treatment from is not registered with Dentalcard?

Simply inform Dentalcard. We will contact your dentist to inform them of our services and provide him/her with the option to register with us.

What if I have not chosen a dentist or dental service provider, can I get pre-approved for financing?

Yes, Dentalcard will pre-approve your financing before you have chosen a dental service provider.

Can I have more than one loan with Dentalcard?

Yes. Each loan financed must go through the same application process to determine the ability to repay.

How long may I finance the procedure or purchase?

The term can range from 6 months, 1 year, 2 years, 3 years, 4 years, 5 years or 6 years.

If I do not have credit history can I apply with a co-signer?

Yes, you can have a co-signer whose credit history would achieve an approval and would be willing to assume liability.